Preheat your oven to 350°F (175°C) and prepare loaf pans by greasing and flouring them.

In a large mixing bowl, cream together the unsalted butter and granulated sugar until light and fluffy.

Whisk together the dry ingredients: flour, baking powder, baking soda, salt, cinnamon, cloves, and nutmeg in a separate bowl.

Combine the wet and dry mixtures, alternating with milk until just combined. Fold in chocolate chips.

Pour the batter into prepared loaf pans and bake for 45-55 minutes or until a toothpick comes out clean.

Let the bread cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.